Compare car insurance quotes
Compare auto insurance quotes on equal coverage, find the discounts the user qualifies for, and decide whether switching is worth it.
Ask for it like this
- “Am I paying too much for car insurance?”
- “Compare car insurance quotes”
- “How do I lower my auto insurance premium?”
What your assistant does
- Get the current coverage from the policy's declarations page: liability limits, collision and comprehensive deductibles, extras, and the premium. ZIP code, vehicles, and drivers' ages and records are all a comparison needs.
- Search the state's minimum coverage requirements and each insurer's complaint and financial-strength ratings (the state insurance department, the NAIC complaint index, AM Best).
- Lay out the quotes the user has gathered — or the insurers worth quoting in their state — at the same limits and deductibles, so prices compare like for like.
- List the discounts to ask about: bundling, multi-car, good driver, telematics, low mileage, paying in full, and safety features.
- Recommend switching, asking the current insurer to match, or staying. If switching, the new policy should start before the old one is cancelled, so there is no gap in coverage.